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Spotlight Story

Bill Consolidation: A DIY Guide

Posted In:  debt reduction

You've likely seen the ads for companies that offer to consolidate all of your monthly payments into one payment with an overall lower interest rate and payment amount.  The allure of bill consolidation is high, but many of these companies are not reputable, and even those that are will charge you handsomely for the service.  What if there was a way to achieve the same result by doing it yourself?

Well, there is a way to do it yourself, but there's no real magic. Just some good old-fashioned analysis to see how big the problem is, a plan to address the problem, and then starting the real work.  Here's some guidance on how to get started with a DIY bill consolidation project.Read the rest...