billeater.com blogs

SS Max for Married Folks

micharch — Sat, 14 Aug 2010 17:24:47 +0000

Social security may or may not be a current issue with Billeaters, but it's in the future for us all, like it or not. It is never too early to become knowledgeable in how to work the SS system. Here is a great article from Morningstar Chris Benz that will open your eyes a bit...Read the rest...

Vegas Buffet Review

micharch — Fri, 19 Feb 2010 18:57:34 +0000

DW and I love to sample the buffets in Vegas on our semi-annual visits. How do they get so darn much food into the desert? It must be magic. We usually do a breakfast buffet (skip lunch) and grab an early dinner feed-bag.

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Rapid Refund~Think Twice

micharch — Wed, 03 Feb 2010 19:20:33 +0000

A rapid refund or Refund Anticipation Loan (RAL) is money borrowed by a taxpayer
from a lender or tax preparer agency based on the taxpayer’s anticipated tax refund. Read the rest...

Federal Tax Refund Information

micharch — Fri, 22 Jan 2010 21:42:04 +0000

Uncle Sam wants to help. He's letting you directly deposit your refund money into up to three accounts.
You can have a portion of the refund sent to your checking account to help you pay bills, another amount directed to savings and a third chunk of IRS cash sent straight into your individual retirement account. But if you're not careful about your account instructions, you can lose your refund altogether.Read the rest...

e-filing

micharch — Fri, 15 Jan 2010 18:53:39 +0000

You've decided it's finally time to take that big technological tax step. This year, you're e-filing. Now What?

You definitely won't be alone. Almost 95 million taxpayers electronically filed returns last year.
It was another e-filing record, and the computer-relayed returns accounted for more than two-thirds of the total 1040s the IRS received in 2009.Read the rest...

Stop Financial Insanity, Now.

micharch — Tue, 12 Jan 2010 20:19:52 +0000

Finances have been a big part of Americans lives. Finances can destroy relationships; result in divorce, arguments, sadness, depression, anxiety and fear. Finances have to be properly managed and can be used to generate wealth or can be used to generate debt. In 2010 here are 10 tips to help you get out of debt and stop the financial insanity.

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Ten Key Income Tax Terms that We Should Know and Understand

micharch — Wed, 06 Jan 2010 18:19:23 +0000

It's getting to be that time of the year again billeaters. Time to get smart so that you can pay only what you owe Uncle Sam and not a penny more.

1. AGI

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Veterans Compensation Help~ Pass it on to a Military Vet

micharch — Sun, 03 Jan 2010 20:25:03 +0000

U.S. Veteran Compensation Programs is the first unique website dedicated to helping U.S. veterans discover benefits they have earned.

Complete details about service-connected compensation issues and important updates about benefits as they occur.Read the rest...

Kohl's coupon

micharch — Thu, 24 Dec 2009 16:59:34 +0000

I received a coupon in the mail recently from Discover card and Khol's that was for $10, but I had to buy a $10 item and use my Discover card for any balance. DW used it to buy several pairs of socks (you can't have too many socks) and paid them 10 cents cash as the total bill was $10.10. Total cost for the socks? 10 cents.

Holiday Trash

micharch — Sat, 19 Dec 2009 18:14:53 +0000

Cut the Trash at
your Holiday Bash

>Don’t be trashy: Use reusable tableware instead of disposable paper and plastic to keep the amount of trash left over after the party to a minimum.
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Seven Christmas Shopping Tips

micharch — Tue, 15 Dec 2009 15:05:58 +0000

1. Buy Christmas gifts during store sales.

2. Visit local vendors, you can probably haggle to good a good deal on the same items you find in the department store.

3. If you are good with arts & craft, think of creative gifts to give that you can make yourself.

4. Visit the dollar store to look for children's gifts.Read the rest...

Investing made Easy~ Not a Complex Process

micharch — Sun, 13 Dec 2009 18:06:03 +0000

Truth be told, there are only a few things you can control in your investment portfolio, and market direction isn't one of them. Accordingly, Bogleheads don't try to outguess Mr. Market. Instead, Bogleheads create an "I don't know and I don't care" portfolio, and you can create one too. Here's how:Read the rest...

FIRECalc~ Retirement Calculator

micharch — Mon, 30 Nov 2009 23:08:02 +0000

If you have been looking for a good online retirement calculator that is free (our favorite word), I can recommend FIRECalc. I've used it for years and believe that it's very accurate. Play with it for a while and see if it works for you.

Averages don't tell you much at all. Retire in the early 1970s, starting with $750,000 and taking out $35,000 each year, and on average you'll do just fine. But that average is meaningless.Read the rest...

Television Black Friday Deals~Save Hundreds of $$

micharch — Fri, 20 Nov 2009 22:57:02 +0000

Plasma and LCD HDTVs are a popular item that shoppers love to buy on Black Friday because of the huge discounts offered by Walmart, Best Buy, and Circuit City. By purchasing your TV on Black Friday, you'll save hundreds of dollars off the normal retail price. Plus, you'll have your choice from all of the top brands, including Panasonic, Samsung, LG, and Sharp.

http://www.black-friday.net/

Five Myths About Home Ownership

micharch — Sun, 15 Nov 2009 22:11:44 +0000

Everyone wants to own their "own place", but is it all good? Of course not, here are five truths that I have realized.
Can you add more?
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