I don't know if fellow billeaters have credit problems or not, but according to what I have read many of you do. I say "you do" because I have never gotten myself into credit problems yet. Don't plan to either. What follows may help those who find themselves in over their head.
If you are having credit problems such as delinquent debts, bankruptcy, repossessions, judgments, student loans, tax liens, or any other credit issues here are five secrets tips to excellent credit and a debt free life.Read the rest...

Via a 401(k) loan, many employers allow their employees to borrow money from their 401(k) plans. Make sure you know the rules and understand the relative advantages and disadvantages of a 401(k) loan before you sign on the dotted line. Here are nine things to know about a 401(k) loan:
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Financial PlanningRead the rest...

5 Ways to Become Financially Independent
 1. Become a Homeowner. Becoming a homeowner increases your credit score, proves that your are a responsible spender, provides a tax write-off, provides you with an asset that will appreciate over time which will provide you with equity and increases your financial worth.Read the rest...

What is a credit report?Read the rest...

Where is the best place to stash your cash? Under your mattress? In a cookie jar? Your checking account? Savings account? Certificate of Deposit? With so many choices, it's easy to throw up your hands and take the path of least resistance, but that can end up costing you money in lost interest.Read the rest...

Stock market performance in the most recent bear market was largely a train wreck that left many older investors wondering what to do. Should they purge their investment portfolios of stocks altogether or risk running out of money?
Between October 2007 and March 2009, the Standard & Poor's 500 lost 55 percent of its value. An investor with a $1 million exposure to an S&P 500 fund would have lost $550,000 in the span of 17 months.Read the rest...

Few topics are more controversial and less understood than Social Security's potential impact on your retirement. Learn how to determine your benefit, the safety of your benefit, your normal retirement age, how to calculate your early retirement benefit and strategies for maximizing Social Security's value to you.
 

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Two facts:  First, Social Security has already decided what your normal retirement age is.  Second, it's probably not age 65.Read the rest...

Ever wonder how those Hybrid cars work? I was curious also and came across this simple animation that I found helpful in assisting  me to understand how the system works.
Most people know that the hybrids we see on the road today combine gasoline-powered engines with electricity. But did you ever stop to wonder just how it does that?
Here's an animated explanation of how the dual power system works to save on fuel and protect the environment -- with thanks to the U.S. Department of Energy.Read the rest...