Whenever you receive an email that urges you to immediately forward that mail to everyone you know, there is a very good chance the email is a hoax. Please take the time to verify the message by doing a Google search before you send it on to anyone else. In most cases when you take an arbitrary sentence from the message and google for it you'll end up with many hoax warning pages as the result.Read the rest...

It is often  not clear as to what kind of life insurance to obtain to protect our loved ones from financial difficulties because of the death of the family bread winners. This may help.
 
Term Life InsuranceRead the rest...

More death and destruction via the folks that brought you tainted dog food and children's toys. Most of the trouble seems to be in Florida, but who really knows?
 
The true number of homes constructed with Chinese drywall remains uncertain but estimates suggest that between 35,000 and 100,000 homes and commercial properties across the United States, Canada and the Bahamas were made from this material. Read the rest...

Of course we should avoid all scams, but these are the unethical scams that are see most often these days.
 
1. Government grants scam
Pop-ups and ads on the Internet depicting President Barack Obama holding a check appear to lend some credence to the government grant scams. The government's stimulus package and bailouts also fuel the false impression that money's available for the asking.
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Received email from HD indicating a 10% single in store discount from 7/2-7/8 for all military. If you qualify, have at it. If not, advise someone that does, for up to a $200 max discount. Does not seem to be restricted to active duty only, so I assume that reserves and retired are eligible also.

Here are the details

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Survivorship bias is simply the inflation in apparent returns due to the fact that some investments fail utterly and disappear from the record. For individual stockpicking investors this obviously damages their actual returns but when we look at the records of indices and funds these failures simply don’t appear. This causes their apparent returns to be biased upwards.Read the rest...

Summer time is always a good time to make sure that we are all using our A/C units with the maximum efficiency. Here are a few items that I look for.Read the rest...

Someone here linked a site that was giving away a free shopping bag from a wine company advertising Riesling. I said OK send me one. There are evidently limits to free. Is a free 4th bottle equal to a free bag?
 
Here is part of the email that I received today~
 
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Our city grinds up all wood, brush and other natural items. They have huge piles of this stuff (2 stories high sometimes) that is free for the taking. It's very clean and easy to handle. All you have to do is drive over and shovel as much as you want into whatever you have. It makes it easier with a truck, but there are many folks that use their car and an interesting collection of containers to load up.
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Have you always wanted to be able to do compound interest problems in your head? Probably not, unless you're a sociopath, but it's a very useful skill to have because it gives you a lightning fast benchmark to determine how good (or not so good) a potential investment is likely to be. Read the rest...