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Ask for a lower cc rate

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cheapncheerful's picture
User offline. Last seen 1 week 6 days ago. (Offline)
Joined: 12/22/2008
Posts: 423

Bankrate has advice on making a call to your credit card company and getting your interest rate cut. More than half the credit card holders who asked, did get that.
How to ask nicely for a cut.

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pennywise's picture
User offline. Last seen 6 days 41 min ago. (Offline)
Joined: 01/08/2009
Posts: 442
Re: Ask for a lower cc rate

Thank you for that, cheapncheerful. I also read this where The Simple Dollar holds your hand on how to make the actual call in this article, what to say and getting past the nerves.
http://www.thesimpledollar.com/2009/03/09/a-step-by-step-guide-to-gettin...

cookiefan's picture
User offline. Last seen 5 days 3 hours ago. (Offline)
Joined: 12/24/2008
Posts: 426
Re: Ask for a lower cc rate

Thanks, birdie people! Owls and cheep count, don't they. ;)
 
I'm reading masses on saving money and often taking the initiative is the obstacle, like making the call or asking for that discount. We need to be braver.
 



Without frugality none can be rich, and with it very few would be poor.
- Samuel Johnson