Tue, 03/17/2009 - 14:27
(Offline)
By law you're allowed a free copy of your credit report annually but not everyone takes advantage of that. Here's a place you can request that:
AnnualCreditReport.com
Sat, 03/21/2009 - 12:52
#2
(Offline)
Re: Get your free yearly credit report
I get a report from them (all three companies) each year and have had no need to take action as it all seems OK. But, I will not assume that my next one will be the same.
As a side comment, make sure that you do not use to link that is advertised on TV a hundred times a day (freecreditreport) as they charge a fee somehow. If you use Annualcreditreport, as linked above, you'll be OK.
Tue, 04/21/2009 - 09:22
#3
(Offline)
Re: Get your free yearly credit report
I get a report from them (all three companies) each year and have had no need to take action as it all seems OK. But, I will not assume that my next one will be the same.
As a side comment, make sure that you do not use to link that is advertised on TV a hundred times a day (freecreditreport) as they charge a fee somehow. If you use Annualcreditreport, as linked above, you'll be OK.
Thanks for the tip, micharch. I've seen that ad a lot and it's one of those things I intended to do. I'm glad you told me before I got around to it! Thanks Kay for the thread. :)
Wed, 04/29/2009 - 16:24
#4
(Offline)
Re: Get your free yearly credit report
I get a report from them (all three companies) each year and have had no need to take action as it all seems OK. But, I will not assume that my next one will be the same.
As a side comment, make sure that you do not use to link that is advertised on TV a hundred times a day (freecreditreport) as they charge a fee somehow. If you use Annualcreditreport, as linked above, you'll be OK.
Thanks for sharing that, micharch. I wouldn't have known that it made a difference using the TV one. There's always someone ready to wring your last buck out of you.
Mine seldom changes much but I still always get a copy. It's one of the first ways to catch identity theft because you'd see credit information/enquiries from companies you never dealt with. I should stop reading about identity theft. I'm becoming obsessive.
The only reason a great many American families don't own an elephant is that they have never been offered an elephant for a dollar down and easy weekly payments. - Mad Magazine.