A recent NY Times article titled, "Housing Fades as a Means to Build Wealth, Analysts Say,” came out with gloomy statement: “…many real estate experts now believe that home ownership will never again yield rewards like those enjoyed in the second half of the 20th century, when houses not only provided shelter but also a plump nest egg.” The article goes on to quote one silly economist as saying, “People shouldn’t look at a home as a way to make money because it won’t.”
The economy today has problems everywhere. One of those problems is the rising prices of groceries. Groceries are costing more and more each year. People are no longer getting the same cost of living increase raises they used to get, meaning grocery shopping is increasingly straining. Despite the difficulties, there are many ways to save. One of the best ways is to stockpile products when you see great sales.
Ewww! You might think. Dumpster diving? Climbing into a big box full of people’s trash is not for everyone, but that’s not what dumpster divers really do anyway. By using some common sense and keeping your wits about you, you’ll find used but useful items, some of which may even be valuable. It's an environmentally sustainable practice that saves money and reduces landfill waste. Here are some tips for embarking on your treasure hunt:
Skokie, Illinois fire rescuers recently drilled a hole in the ceiling to rescue an 82 year-old woman from her apartment. They couldn’t use the door because the space was piled to the ceiling with hoarded stuff. Earlier this year, an El Paso, Texas woman died by fire when the newspapers she had hoarded fed the flames. Firefighters couldn’t get through the clutter to save her. These may sound like extreme cases, but hoarding is becoming an ever-increasing problem. Those who find themselves in cluttered surroundings could end up like one of these women if they don’t take steps to clear up the clutter now.
The vast majority of purchases we make are a giant waste of many...especially if you're buying them new. Think about how much you spend on clothing at department stores. For every $100 you spend at a department store, you can find $1,000 - $4,000 worth of clothing second hand. Suddenly, that $500 you need to put aside for your clothing budget shrinks to $50. To be a smart shopper and keep money in your pocket, check out secondhand products.
While women typically spend more money on haircuts than men, financing haircuts, not to mention color and styling, really adds up. Cut that hair budget down by thinking about ways you can minimize costs. Here are some ways to save money when it comes to haircuts:
Staying Positive in a Down Economy might seem like a contradiction or something hard to achieve for many people who are going through rough times. A down economy affects all sectors of the population; it even affects people who are wealthy, as they watch their investments plummet. Although every sector suffers the effects in different degrees (some might not even have a home anymore or food), everyone has the power to adjust their attitudes toward their current situation and look for the positive inside the suffering.
So what’s the big deal about credit anyway? We’ve mentioned before that 
The current economic recession has taken a wrecking ball to society’s airy pursuit of endless wealth. American has lost its Midas touch, and only the phantoms of past success remain. But in the desert of this depression lurk small and beautiful flowers. Towers of treasure have tumbled down, but in the rubble, families have found joy and friendship. The minimalism and conservationism adopted by society has forced families to come together, both economically and socially, and thus they have become more than relatives; they have become friends.
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