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Money Saving Tips

Tips that save you money!

Money Saving Tips



How to Save on Heating Costs All Year Round

Posted In:  energy saving tips

With the record high in heating oil prices how do we leave more money in your wallet? Try these simple tips that you can do today to reduce the amount of heating oil you use.
 Seal the Drafts
Warm air may be slowly seeping out of your home. These holes can be easily found and expertly plugged with caulking. Some common places to check for draughts and leaks are around doors, window and lighting fixtures.Read the rest...



Debt Assistance: Avoid advice from the TV

Posted In:  debt reduction

If you lay await at night worrying about your credit card debt, here’s a bit of advice: Don’t turn on the TV. Because that’s prime time for all the debt negotiation and settlement companies that advertise they can solve your credit card problems. In reality, some of these companies could make them a lot worse.

There are two types of debt assistance: debt counseling/management, and debt negotiation/settlement. The best advice is to seek out the services of debt counseling/management, as these agencies should be registered as a 501-C-3 non-profit agency. Read the rest...



Private Lenders: Save your home?

Private Lenders If you are facing a credit crisis like many American homeowners, there is still a way for you to keep your home. If you cannot qualify for a traditional mortgage, you might be able to secure a mortgage through a private individual or a company specializing in private lending.

What You Need to Know About Private Lenders

There are a few things about private lending you will need to know. First, those who specialize in private loans do not care about your credit score, but they do care about your equity.Read the rest...



How To Save Money During a Move

Posted In:  family

Moving is an exciting time but it also comes with a lot of stress. Extra financial burdens are also added in to the mix and when there are unexpected expenses, it can make the entire situation much less fun.
 
 
Moving can get expensive because there are so many things to take care of at the same time. Here are some tips to help your move go smoothly and be a frugal adventure to the start of a new life:
 
 
Plan Well in Advance
There are a lot of different aspects to a move. You need to sit down and create a list of to-do items so you’ll not risk missing something during the process that may end up costing you a fortune.Read the rest...



Use Twitter to Save Money: Deals, Coupons, Tips

Posted In:  other

Most of us think of Twitter as a way to make money, either by helping us find a job or to market a product or service. Turns out, Twitter can save you money too! But the twitter-verse is vast. There’s more to it than just hopping on the site and tweeting. Here’s how you can use Twitter to find great deals of stuff you need to buy anyway.

Why is Twitter So Good for Saving Money?

Twitter is free. Free to you and free to companies that sell goods. This means they can afford to offer discounts through Twitter that would be much less through conventional advertising or coupons.Read the rest...



How to Save Money on Medical Expenses

Posted In:  hospital and medical

At some time in your life, you are going to need to spend money on your health. Whether it is for routine check-ups, sickness, prescriptions or chronic conditions, we all have medical expenses to pay. As prices get higher, it can get harder and harder to afford health care. Not only is the cost of the medical care and prescriptions increasing, but the cost of gas and transportation to visit your doctor or pick up your prescriptions has also made health care that little bit more expensive. The question is: how to reduce medical expenses without giving up the quality of your health care and your life?Read the rest...



What To Do When You Can’t Pay Your Taxes

Posted In:  taxes

After the rush of preparing your files and information to complete your tax forms, it can be very disappointing to discover not only are you not getting a refund, you actually have to pay into the IRS. Not long after, the disappointment may be replaced by the fear you can not afford to pay your taxes back, especially in a lump sum with your prepared return.
 
So what should you do?
 Read the rest...



How to Save on Childcare

Posted In:  family

The tough thing about childcare is that this is the most important decision you can make – to whom do you entrust your most precious treasures? And how can you possibly complain about the expense?

It’s important to remember is that the only thing that matters with childcare is quality. Many times a higher price is indicative of quality, but like many consumer goods and services, this is not universally true.

In fact, many high-quality, in-home childcare providers will charge only a nominal fee to supplement their household income. These are the ones you want to find; they’re providing childcare because they want to—it’s not a business for them. Read the rest...



Four Ways to Save Money on your PC

Posted In:  other

It’s amazing how a product can go from being a novelty to a household necessity in just 15 years. But that’s just what has happened with the home computer. The public Internet was launched in 1995 and today, few people can get by without access by computer. If you find yourself in the unfortunate position of needing to purchase a new computer, there is some good news. The cost of computers has come down significantly due to larger-scale production. By making some smart choices, you can get an affordable computer that will last longer and cost less to run.  Read the rest...



Does Debt Settlement Save You Money?

Posted In:  debt reduction


There is currently a lot of controversy over whether or not debt settlement works as a debt elimination strategy. Many states are considering regulating debt settlement companies as a result of an increase in consumer complaints. Several other states have already taken action to limit the damage debt settlement companies can cause for unsuspecting consumers. If you are considering debt settlement as an option to get out of high interest debt, there are some things you should know before proceeding. Here we look at questions you should be asking before you decide if debt settlement is right for your situation.
 Read the rest...

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