Skokie, Illinois fire rescuers recently drilled a hole in the ceiling to rescue an 82 year-old woman from her apartment. They couldn’t use the door because the space was piled to the ceiling with hoarded stuff. Earlier this year, an El Paso, Texas woman died by fire when the newspapers she had hoarded fed the flames. Firefighters couldn’t get through the clutter to save her. These may sound like extreme cases, but hoarding is becoming an ever-increasing problem. Those who find themselves in cluttered surroundings could end up like one of these women if they don’t take steps to clear up the clutter now.
The vast majority of purchases we make are a giant waste of many...especially if you're buying them new. Think about how much you spend on clothing at department stores. For every $100 you spend at a department store, you can find $1,000 - $4,000 worth of clothing second hand. Suddenly, that $500 you need to put aside for your clothing budget shrinks to $50. To be a smart shopper and keep money in your pocket, check out secondhand products.
While women typically spend more money on haircuts than men, financing haircuts, not to mention color and styling, really adds up. Cut that hair budget down by thinking about ways you can minimize costs. Here are some ways to save money when it comes to haircuts:
Getting married should be the stress free, time-of-your-life experience you've always dreamed of. More often than not, however, improper financial planning can be all it takes to cause stress, fights and even divorce soon after the wedding date. Here are ten financial tips that all potential newlyweds should take into consideration BEFORE getting married. 
Yikes! Disney World recently raised its admission rates, from $79 to $82 for adults, and from $68 to $74 for a child under 10 years of age. That’s per day! With the economy struggling, many families are looking at that and wondering, how can a family afford a Disney vacation without breaking the bank? The answer lies in these money-saving suggestions.
Even in the best of financial times, living on one income is a challenge. From necessities like food, shelter, clothing, medical bills, transportation, and taxes to "wants" like entertainment and leisure, the drains on a family's financial resources are many. 
Scrapbooking is a fun craft and a beautiful way to showcase family photographs for future generations. But for many of us, it’s just too expensive. Just a stack of decorative papers can cost $20. Stamps can go for $50. Cutters for hundreds. So what’s a frugal family photographer to do? Find ways to make beautiful scrapbooks for next to nothing. This fun and meaningful hobby doesn’t have to cost a lot. Sometimes, you can do it for free!
Rubber bands, often acquired for free when they come wrapped around produce or newspapers, can be found in many households just hanging around in a drawer or wrapped around a doorknob waiting for an opportunity for a second life. These days, there are probably 100 or more Silly Bandz® hanging around your kids room. Any day now, they'll be "so last week." Put that forgotten fad to work in your home with some creative ways to re-use rubber bands and save some money in the process.
According to MarketWatch, approximately one-third of couples site finances as the most stressful part of their relationships. A shocking 91% of Americans try to avoid talking about money with their partners. No wonder half of divorces attribute money as the cause. If we can’t talk about the problem, we can’t fix it. And when times or tough, communication is the key to emotional survival. Here are some marriage survival tips to help you keep your promise to love each other through both good times and bad. 
Hopefully you have a fund containing enough to cover your regular living expenses for at least three months. Such emergency funds have never been more important than now. If you haven’t yet been forced to dip into that account, you’re probably one of those contemplating it after a layoff or as the bills get harder to pay every month. At what point is your situation an emergency? When should you throw in the towel and accept that you need to use some of that emergency money you have been stashing away?
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