Hospital and Medical Tips

In 2008, approximately 15% of the population, according to the Census Board, was without any type of health insurance.  That represents approximately 46.3 million people.  Most people are insured through their employee programs.  Other providers are Medicare and Medicaid.  What happens if you lose your benefits?If you become seriously ill or disabled, chances are that you will invest your cash in your own welfare, and spend your money on hospital charges.  It happens.
 
If you have no insurance and need medical attention don’t be afraid to negotiate for a better price.  It sounds odd to be haggling with a health care provider but it is something you have to learn how to do if your insurance disappears.When looking for new health insurance because, your policy has run out, or you have been laid off, there are several places that specialize in helping people find affordable coverage:
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Being pregnant is and an exciting time in any couple or family's life, you are blessed enough to have the responsibility of bringing a whole new person into this world. However, the cost of maternity is more than you would guess. Did you know that the average healthy delivery costs between $5000 to $8,000 dollars, and a few thousand more for a more complicated C-section delivery.Between the Lamaze classes, clothing, regular medical check ups and childbirth and labor you may just find yourself in a tight squeeze even before baby is born. Learn how to cut a few corners and save money during your pregnancy with our list of the top ten tips for saving money during pregnancy.  Read the rest...

Prescription medications are a necessary cost. One of those that, no matter how poor the economy gets, you can't eliminate from your budget. Especially true for those with chronic illness or psychiatric disorders. The truth is, almost 40% of people on prescription medication have, at one point or another, experienced the hassle of dealing with a financial difficulty while obtaining their prescription.Read the rest...

Wal-mart is famous for introducing $4 prescriptions for a limited list of the most commonly used generic medications. That's cheaper than the copay many of us pay today.

But, since WalMart's famous debut, other retail giants have gotten in the game as well.  Wal-Mart's offer is on their site here.  Links for Target, Food City, Kroger's, and Giant Eagle's four dollar prescription programs...Read the rest...