Hospital and Medical Tips

Save money on medical bills, prescriptions, hospital bills...




May 2009
9

Eight ways to save money on prescription drugs

by Tyra
Posted In:  hospital and medical

Prescription medications are a necessary cost. One of those that, no matter how poor the economy gets, you can't eliminate from your budget. Especially true for those with chronic illness or psychiatric disorders. The truth is, almost 40% of people on prescription medication have, at one point or another, experienced the hassle of dealing with a financial difficulty while obtaining their prescription.Read the rest...



Dec 2008
28

Applying for a Medical Card...Who can apply...and how...

by ArianaCherry
Posted In:  low income assistance  hospital and medical  family

 

The medical card enables low-income or zero-income families to receive the health care they need through government programs. Each region has different income qualifications, but the card does enable recipients to get the health care necessary for day-to-day life.

 Read the rest...



Oct 2008
16

Use the new flat-rate $4 dollar generic prescription plans

by billeater
Posted In:  hospital and medical

imagebrowser imageWal-mart is famous for introducing $4 prescriptions for a limited list of the most commonly used generic medications. That's cheaper than the copay many of us pay today.

But, since WalMart's famous debut, other retail giants have gotten in the game as well.  Wal-Mart's offer is on their site here.  Links for Target, Food City, Kroger's, and Giant Eagle's four dollar prescription programs...Read the rest...



Oct 2008
2

Use your employer's flexible health care spending plan.

by billeater
Posted In:  hospital and medical

Your employer may offer a flexible spending plan that allows you to put dollars in an account without the payroll taxes being deducted first. You are then reimbursed for your out-of-pocket medical expenses, such as copays, prescription drugs, dental care, etc. Because these contributions are taken out of your pay before federal and state taxes are calculated, you get to use pretax dollars to pay your medical bills.Read the rest...



Sep 2008
19

Don't need the emergency room ? Save money with an urgent care center

by billeater
Posted In:  hospital and medical

If you find yourself with a medical issue that needs immediate attention, but isn't a real medical emergency, you have options.

Urgent care centers are almost always lower cost than the emergency room, even when you do have insurance. Typical copay amounts for an emergency room vary from $75 to $300. The urgent care co-pay is much smaller, from $25-$75.

Plus, many urgent care centers allow conveniences like online check-in. You submit all your information to a website, and they'll call you at home when it's time to drive in. No waiting in the lobby for hours.Read the rest...



Sep 2008
12

Negotiate your high hospital bills

by billeater
Posted In:  hospital and medical

Don't feel like you have to pay outrageous bills without having a say in the matter.

From an article at US News, only 31 percent of Americans ever try to negotiate with their doctor or hospital. But...those that do are successful 93 percent of the time, and most of them saved over $100.

See the article at U.S. News and World Reports.



Sep 2008
7

Save money...don't buy crutches or braces from the hospital

by billeater
Posted In:  hospital and medical

Hospitals will make money any way they can, and items that you need when leaving are a prime target for them. For items like crutches, braces, etc, you are much better off getting them on your own.

Best bets are a local independently owned drugstore, or a medical supply store. Some will even rent items like crutches, which can save you money if you only need them for a week or two.

If you happen to be on Medicare, they will cover crutches in most situations. Their rules for crutches:Read the rest...

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